School Fees Loan
Keep your children in school without financial stress. Dedicated education financing for parents and guardians.
Who Is This For?
Designed for members with different goals and life stages.
Parents
Primary & secondary fees
Teachers
Education sector members
Guardians
Supporting dependents
Youth Sponsors
Supporting siblings' education
SME Owners
Funding children's school fees
Members
Eligible SACCO members
Key Benefits
Why members choose this product.
Education Focus
Purpose-built for tuition and school costs
Affordable Rates
Lower than informal education lenders
Term Alignment
Repayment synced to school calendar
Fast Approval
Ready before term opening
Direct Payment
May pay school directly on request
Member Support
Guidance through the application
Requirements
What you need before you apply.
Eligibility
- Active SACCO membership
- Child enrolled in recognised school
- Repayment capacity demonstrated
Documents
- Loan application form
- School fees structure or invoice
- Student admission letter
- National ID
Minimum Contribution
- Savings account in good standing
- Share capital up to date
Guarantors
- One qualifying member guarantor
- Guarantor within exposure limits
School fees sorted — apply before term opens
How It Works
A clear step-by-step journey from start to finish.
Product Features
Rates, terms, and rules at a glance.
| Feature | Detail |
|---|---|
| Interest Rate | Education-friendly member rate |
| Loan Term | Aligned to school term (3–12 months) |
| Maximum Limit | Per fees structure & eligibility |
| Disbursement | Member account or school direct |
| Repayment | Monthly instalments |
| Early Repayment | Allowed anytime |
| Processing Fee | Disclosed upfront |
| Multiple Children | Separate applications per child |
* Rates and terms are indicative. Final terms confirmed at application.
Frequently Asked Questions
Answers to common questions about School Fees Loan.
Yes. On request, disbursement may be made directly to the school account with proper documentation.
Primary, secondary, college, and university fees at recognised institutions.
Apply at least two weeks before term opening for timely disbursement.
Yes. Submit separate applications for each child with respective fee structures.
Typically one qualifying SACCO member guarantor is required.
Yes, if included in the official school fees structure or invoice.
Notify member services with the new school's fees structure for adjustment.
Special education sector promotions may apply during campaigns. Check current notices.
Monthly instalments over the school term or agreed period matching your income.
Yes, subject to good repayment history and current eligibility.
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Invest in your child's education today
Apply for a school fees loan and keep learning on track.