Join Membership

Complete your membership interest in six simple steps. No account is created until SACCO approval.

Personal Information

First Name *

Middle Name

Last Name *

National ID *

Date of Birth *

Gender *

Contact Information

Phone *

Alternative Phone

Email

County *

Town *

Employment Information

Employer

Employment Type *

Occupation

Monthly Income (KES)

Next of Kin

Name *

Relationship *

Phone *

ID Number

KYC Uploads

Upload clear copies of your documents. Files are stored securely and used only for membership processing.

National ID — Front

National ID — Back

Passport Photo

Review & Submit

Review your application summary before submitting your membership interest.

Name

National ID

Phone

County / Town

Employment

Next of Kin

By submitting, you express membership interest only. This does not create a member account. Our team will contact you to complete activation.

Why Members Trust Us

Built on cooperative values — not just banking products.

Why Members Join

Affordable credit, member dividends, and a community that grows together.

Member Benefits

Savings, loans, shares, digital access, and branch support in one place.

Fast Processing

Streamlined applications with clear timelines and member communication.

Transparent Governance

Member-elected leadership, published reports, and accountable decisions.

Secure Savings

Member deposits managed with cooperative accountability and care.

Affordable Credit

Member-friendly loan rates designed for real household and business needs.

Board Oversight Transparent Governance Member Ownership Annual Reporting Audited Operations Data Protection Regulatory Readiness

Life As A Member

From joining to earning dividends — your cooperative journey.

Join

Submit your membership application online or at a branch.

Activate

Receive approval and activate your member account.

Save

Start building savings discipline from day one.

Build Eligibility

Grow savings history and share capital for borrowing power.

Apply

Submit loan applications digitally with real-time tracking.

Borrow

Access affordable credit when you need it most.

Grow

Reinvest, expand, and strengthen your financial position.

Earn Dividends

Participate in cooperative profits through share ownership.

Start Your Journey

24/7 Access Secure Portal Real-Time Updates Online Statements Digital Applications Member Self-Service