Development Loans
Affordable long-term project financing
Up to 60 months
Learn MoreMember-Owned Financial Cooperative
Save. Borrow. Grow Together.
Building wealth through savings, affordable credit, annual dividends, and member ownership.
Prady Cooperative Suite empowers members, families, entrepreneurs, and communities through secure savings, affordable loans, transparent governance, and modern digital services.
- Member Owned
- Secure Digital Banking
- Transparent Governance
- Affordable Credit
- Annual Dividends
250,000+
Members
KES 12B+
Assets Under Management
KES 4.8B+
Loans Issued
35+
Years Serving Communities
Products Built for Members
Clear financial solutions with transparent benefits and simple requirements.
Savings Accounts
Flexible deposits with member-friendly returns
Flexible deposits
Learn MoreShare Capital
Ownership stake and annual dividend eligibility
Dividend eligibility
Learn MoreEmergency Loans
Fast access when life happens
Fast processing
Learn MoreSchool Fees Loans
Education support without financial strain
Term-aligned repayment
Learn MoreFixed Deposits
Higher guaranteed returns on locked savings
Guaranteed returns
Learn MoreMember Value
Why Members Choose Us
Member-owned finance with affordable credit, disciplined savings, and transparent governance.
Affordable Credit
Member rates designed for households and small businesses.
Lower than informal lenders
Savings Growth
Structured accounts that help members build lasting financial security.
Goal-based saving plans
Annual Dividends
Share capital ownership with profit participation at year end.
Member profit sharing
Digital Access
Manage savings, loans, and statements from any connected device.
24/7 member portal
Transparent Governance
Elected leadership and published policies guide every major decision.
Open annual reports
Community Impact
A member-owned cooperative strengthening families and local enterprise.
Owned by members
Membership Journey
From application to active membership in five clear steps.
-
Join
Complete your membership application online or at a branch.
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Submit KYC
Provide identification and supporting documents for review.
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Verification
Our team validates your details and membership eligibility.
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Approval
Receive confirmation once your application is accepted.
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Account Activation
Open your accounts and start saving as a full member.
Loan Journey
Check eligibility, apply, and repay with confidence.
Digital Experience
Manage Your SACCO Anywhere
Access savings, shares, loans, statements, applications and member services from any device.
Member Portal
View balances, shares, loans and statements.
Loan Applications
Apply and track loan approvals online.
Mobile Access
Use your SACCO from your smartphone.
Digital Statements
Download account statements instantly.
Secure Login
Protected member authentication.
Notifications
Real-time updates on transactions and approvals.
- Secure Access
- Mobile Friendly
- 24/7 Availability
- Member Self Service
Institutional Trust
Governance, Compliance & Member Protection
Built on transparency, accountability and member ownership.
Transparent Governance
Open policies and elected leadership guiding every institutional decision.
Member Protection
Your personal and financial information handled with care and accountability.
Annual Reports
Published financial statements and performance reports for member review.
Regulatory Compliance
Audited operations aligned with cooperative and financial regulations.
250,000+
Members
35+
Years Serving Communities
100%
Audited Operations
100%
Member-Owned
Member Communications
Latest News & Member Updates
No announcements at this time. Check back for member notices, dividend updates, and branch news.
Branch Updates
Dividend Announcements
Member Education Programs
Service Updates
Reach Our Team
Contact & Branches
Reach our team or visit a branch near you.
Send Us a Message
We typically respond within one business day.
Need immediate assistance?